:root{
  --ink:#241b2f;--muted:#6d6078;--paper:#fffdfb;--wash:#f7f1f8;--accent:#7b4a88;
  --accent2:#b37a9e;--line:#e8dfea;--good:#2f6a53;--max:1120px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--paper);color:var(--ink);line-height:1.65}
a{color:var(--accent);text-decoration-thickness:1px;text-underline-offset:3px}a:hover{text-decoration-thickness:2px}
.wrap{width:min(calc(100% - 32px),var(--max));margin:auto}.site-head{position:sticky;top:0;z-index:10;background:rgba(255,253,251,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}
.head-row{display:flex;align-items:center;justify-content:space-between;min-height:70px;gap:20px}.brand{display:flex;align-items:center;gap:10px;font-weight:800;text-decoration:none;color:var(--ink)}
.brand-mark{width:34px;height:34px}.nav{display:flex;gap:22px;align-items:center}.nav a{text-decoration:none;color:var(--ink);font-size:.95rem}.nav .cta-small{background:var(--ink);color:#fff;padding:10px 14px;border-radius:999px}
.hero{padding:72px 0 44px;background:radial-gradient(circle at 80% 10%,#f1e5f5,transparent 35%),linear-gradient(180deg,#fffdfb,#fbf7fb)}
.eyebrow{font-size:.82rem;letter-spacing:.12em;text-transform:uppercase;color:var(--accent);font-weight:800}.hero h1{font-family:Georgia,serif;font-size:clamp(2.55rem,7vw,5.5rem);line-height:.98;letter-spacing:-.045em;max-width:900px;margin:.2em 0}
.lede{font-size:1.18rem;color:var(--muted);max-width:760px}.hero-actions,.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.btn{display:inline-block;text-decoration:none;padding:13px 18px;border-radius:999px;font-weight:800}.btn-primary{background:var(--ink);color:#fff}.btn-secondary{border:1px solid var(--line);color:var(--ink);background:#fff}
.section{padding:48px 0}.section h2,.article h2{font-family:Georgia,serif;font-size:clamp(1.8rem,4vw,2.8rem);line-height:1.1}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{border:1px solid var(--line);border-radius:20px;padding:22px;background:#fff}.card h3{margin-top:0}.muted{color:var(--muted)}.kicker{font-weight:800;color:var(--good);font-size:.9rem}
.article{width:min(calc(100% - 32px),820px);margin:0 auto;padding:52px 0}.article h1{font-family:Georgia,serif;font-size:clamp(2.35rem,6vw,4.5rem);line-height:1.02;letter-spacing:-.04em}
.article h2{margin-top:2.1em}.article h3{margin-top:1.6em}.article p,.article li{font-size:1.06rem}.article .intro{font-size:1.22rem;color:var(--muted)}
.notice{border:1px solid var(--line);background:var(--wash);padding:18px 20px;border-radius:16px;margin:24px 0}.notice strong{display:block;margin-bottom:4px}
.table-wrap{overflow-x:auto}.compare{width:100%;border-collapse:collapse;margin:20px 0}.compare th,.compare td{text-align:left;padding:12px;border-bottom:1px solid var(--line);vertical-align:top}.compare th{background:var(--wash)}
.money-box{border:1px solid #d8c5dd;background:linear-gradient(135deg,#faf4fb,#fff);border-radius:20px;padding:24px;margin:30px 0}.money-box h3{font-family:Georgia,serif;font-size:1.65rem;margin-top:0}
.breadcrumbs{font-size:.9rem;color:var(--muted);margin-bottom:20px}.breadcrumbs a{color:var(--muted)}
.footer{border-top:1px solid var(--line);padding:34px 0 50px;margin-top:44px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:24px}.footer a{display:block;margin:6px 0;color:var(--muted)}
.disclosure{font-size:.9rem;color:var(--muted);border-top:1px solid var(--line);padding-top:18px;margin-top:24px}
.checklist{padding-left:1.2rem}.checklist li{margin:8px 0}
@media(max-width:760px){.nav a:not(.cta-small){display:none}.grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.hero{padding-top:50px}.head-row{min-height:62px}}